PART B is Medical Insurance and covers physician services, outpatient care, tests, and supplies -per calendar year.

Services from doctors and other health care providers

Medicare Part B (Medical Insurance) helps cover medically necessary doctors’ services. You can find out if you have Part B by looking at your red, white, and blue Medicare card. If you have it, it will be listed as MEDICAL and will have an effect date. Part B has an ANNUAL DEDUCTIBLE, after the annual deductible is met Medicare begins to pay its share and you typically pay 20% of the Medicare -approved amount of the service. THERE’S NO YEARLY LIMIT FOR WHAT YOU PAY OUT-OF-POCKET.

Home Health Care

Medicare covers medically necessary part time or intermittent skilled nursing care, physical therapy, speech language, or continued occupational therapy services. A doctor, or certain health care professionals , must see you face to face before a doctor can certify that you need home health services. A doctor must order your care, and a Medicare -certified home healtMEDICARE MAY COVERh agency must provide it.

Durable Medical Equipment (like wheelchairs, walkers, hospital beds, and other equipment)

Medicare covers items like oxygen and oxygen equipment, wheelchairs, walkers, and hospital beds ordered by a doctor or other health care provider enrolled in Medicare for use in the home. Some items must be rented. You pay 20% of the Medicare -approved amount, and the Part B deductible applies.

Many preventative Services (like screenings, shots, vaccines, and yearly WELLNESS visits)

You pay nothing for most covered preventative services if you get the services from a doctor or other qualified health care provider that accepts assignment. To view a list of the services visit MEDICARE.GOV or call 1800-MEDICARE 1-800-633-4227